Fall is a time of family and holiday spending. A lot find themselves in a scares position over the cold winter months due to poor planning or down right neglect.
You want to know one of the best ways to avoid this pitfall? Put a little something to the side.
What if you don't have nothing to put to the side? I invite you, and those that do (cause a little more aint never hurt nobody), to my no-spend challenge.
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