Lending

Through the lending division of WLM Financial, we put you in the driver's seat by equipping you with the best possible advice and financing solutions to help you reach your goals ---  whether you are purchasing residential or commercial property.

At WLM Financial, we are mortgage bankers, as well as mortgage brokers.  This means we can act as  the lender --  which allows us to control the loan pricing and decision making process from start to finish, or if there is something specific you need, which we we are unable to provide with our in-house financing solutions, we can supplement it through our mortgage partners and affiliates. This  allows us to provide you with faster and more efficient service.  

Scroll down for more info on our loan programs or click the button below to start the conversation. 
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RESIDENTIAL

Simple & Powerful

First Time Home Buyer

If you have limited savings, you may qualify for down payment assistance. Ask for details.

FHA/VA Loans

Jumpstart the homebuying process with government backed loans with as  little as 3.5% down for FHA & 0% down for VA.

Conventional

Get a conventional loan with as little as 3% down instead of 20%. 

Jumbo Mortgages

Nervous about applying for a jumbo loan? We will check the requirements for you one by one. 

Reverse Mortgages

Solution for individuals who want to take advantage of their home equity. 

Custom Solutions

If you have special circumstances that require a customized solution, contact us for assistance. We can help. 

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From Odest Riley, Jr & WLM Financial

COMMERCIAL

Loan Programs

Construction Financing

Construction& Development financing can be a tough process. You can depend upon Odest & his team to guide you to the best program or structured financing for the best outcome. 

Private Money Loans 

Sometimes bank financing isn't the best option for you. Private money can be a great option to close loans fast with less documentation. 

Challenged Credit Programs

Challenged credit shouldn't discourage you. You can still buy a commercial property with a lower credit score. 

Interest Only Loans

Some situations are more unique than others. Interest only loans allow our clients more flexibility during the holding time of a property. 

Commercial Properties

From office buildings and hotels/motels to retail, multi-family buildings, industrial and more, our team can help with your investment strategy. 

Custom Solutions

Not sure how to structure your financing? Have special circumstance. We can help.